As the days get shorter and the nights get longer, winter becomes a difficult time of year. We’re in full hibernation mode and with the cost-of-living crisis, we’re now in survival mode. Across the country and within our industry, people are struggling to heat their homes and put food on the table.

Lots of us are finding ourselves struggling with the increase in our basic household bills, not to mention rents and mortgages. We’re seeing more and more people in the awful situation of not being able to pay bills, having to choose between putting the heating on or eating, and spiralling into debt because there just isn’t any more money.

By now, we’ve all heard about, and probably been affected by, the ‘cost-of-living’ crisis. And it seems to cover just about everything, from energy price increases, inflation affecting our mortgage rates, and everything going up in; rent, food, and petrol, no wonder millions of people are worried.

With the festive season around the corner and the cost of living crisis not going anywhere, we’re exploring ideas on how you can save money and look after your own well-being as you go.